| HOME MORTGAGE DISCLOSURE ACT | ||||||||||||||||
| 1997 | 1998 | 1999 | 2000 | 2001 | ||||||||||||
| State Name | CountyName | Number of New Mortgages | Median** Loan Amt of New Mortgages | Median** Income of New Mortgage Applicants | Number of New Mortgages | Median** Loan Amt of New Mortgages | Median** Income of New Mortgage Applicants | Number of New Mortgages | Median** Loan Amt of New Mortgages | Median** Income of New Mortgage Applicants | Number of New Mortgages | Median** Loan Amt of New Mortgages | Median** Income of New Mortgage Applicants | Number of New Mortgages | Median** Loan Amt of New Mortgages | Median** Income of New Mortgage Applicants |
| Michigan | Alcona County | 89 | 68 | 58 | 112 | 63 | 69 | 144 | 71 | 60 | 153 | 72 | 71 | 104 | 88 | 70 |
| Michigan | Alger County | 29 | 50 | 52 | 28 | 51 | 56 | 28 | 81 | 54 | 55 | 66 | 44 | 51 | 71 | 46 |
| Michigan | Allegan County | 1780 | 80 | 46 | 1926 | 83 | 48 | 2061 | 93 | 49 | 1780 | 94 | 51 | 1659 | 101 | 53 |
| Michigan | Alpena County | 117 | 56 | 41 | 185 | 60 | 37 | 262 | 65 | 38 | 258 | 72 | 43 | 175 | 71 | 39 |
| Michigan | Antrim County | 252 | 71 | 60 | 336 | 78 | 58 | 340 | 96 | 75 | 357 | 103 | 83 | 309 | 107 | 80 |
| Michigan | Arenac County | 177 | 56 | 44 | 158 | 58 | 46 | 197 | 61 | 44 | 168 | 62 | 42 | 151 | 70 | 46 |
| Michigan | Baraga County | 27 | 50 | 36 | 32 | 50 | 32 | 42 | 52 | 36 | 48 | 62 | 45 | 18 | 58 | 48 |
| Michigan | Barry County | 580 | 75 | 44 | 716 | 86 | 51 | 869 | 91 | 49 | 750 | 88 | 50 | 790 | 96 | 49 |
| Michigan | Bay County | 1466 | 59 | 41 | 1664 | 66 | 43 | 1590 | 68 | 44 | 1523 | 71 | 46 | 1633 | 77 | 47 |
| Michigan | Benzie County | 115 | 76 | 55 | 136 | 86 | 59 | 163 | 100 | 55 | 232 | 93 | 58 | 173 | 103 | 57 |
| Michigan | Berrien County | 2262 | 73 | 47 | 2481 | 77 | 49 | 2597 | 82 | 52 | 2457 | 85 | 52 | 2133 | 94 | 55 |
| Michigan | Branch County | 309 | 56 | 42 | 408 | 61 | 43 | 472 | 68 | 42 | 444 | 69 | 48 | 404 | 78 | 49 |
| Michigan | Calhoun County | 1952 | 67 | 45 | 1986 | 70 | 46 | 2043 | 72 | 45 | 1874 | 73 | 47 | 1706 | 82 | 51 |
| Michigan | Cass County | 871 | 80 | 48 | 570 | 73 | 47 | 652 | 79 | 46 | 639 | 79 | 46 | 642 | 92 | 52 |
| Michigan | Charlevoix County | 369 | 76 | 57 | 443 | 79 | 59 | 490 | 95 | 63 | 405 | 113 | 76 | 364 | 111 | 76 |
| Michigan | Cheboygan County | 179 | 64 | 54 | 276 | 75 | 50 | 294 | 74 | 48 | 288 | 85 | 56 | 230 | 94 | 70 |
| Michigan | Chippewa County | 106 | 56 | 40 | 167 | 60 | 39 | 159 | 66 | 50 | 195 | 68 | 48 | 220 | 67 | 44 |
| Michigan | Clare County | 345 | 48 | 43 | 356 | 54 | 41 | 373 | 57 | 45 | 401 | 62 | 47 | 376 | 68 | 49 |
| Michigan | Clinton County | 920 | 90 | 54 | 1051 | 100 | 54 | 1158 | 105 | 55 | 1124 | 112 | 61 | 1138 | 124 | 63 |
| Michigan | Crawford County | 176 | 55 | 50 | 186 | 60 | 55 | 209 | 64 | 52 | 231 | 65 | 53 | 215 | 71 | 50 |
| Michigan | Delta County | 96 | 51 | 44 | 81 | 56 | 41 | 90 | 72 | 50 | 149 | 72 | 47 | 136 | 68 | 44 |
| Michigan | Dickinson County | 104 | 54 | 40 | 116 | 57 | 38 | 103 | 56 | 39 | 138 | 61 | 42 | 133 | 63 | 47 |
| Michigan | Eaton County | 1567 | 85 | 49 | 1706 | 90 | 49 | 1778 | 95 | 50 | 1774 | 100 | 54 | 1855 | 109 | 55 |
| Michigan | Emmet County | 441 | 88 | 67 | 574 | 93 | 70 | 619 | 102 | 65 | 558 | 115 | 72 | 445 | 124 | 80 |
| Michigan | Genesee County | 6464 | 68 | 45 | 6944 | 75 | 46 | 7862 | 81 | 48 | 7523 | 86 | 50 | 7186 | 95 | 52 |
| Michigan | Gladwin County | 370 | 55 | 44 | 381 | 64 | 49 | 455 | 66 | 49 | 439 | 71 | 59 | 422 | 77 | 57 |
| Michigan | Gogebic County | 71 | 40 | 36 | 62 | 47 | 45 | 79 | 43 | 40 | 103 | 44 | 37 | 128 | 41 | 40 |
| Michigan | Grand Traverse Co | 833 | 77 | 48 | 1022 | 87 | 50 | 1092 | 95 | 51 | 1295 | 102 | 56 | 1193 | 114 | 58 |
| Michigan | Gratiot County | 328 | 53 | 38 | 299 | 55 | 38 | 357 | 66 | 41 | 335 | 70 | 42 | 245 | 74 | 43 |
| Michigan | Hillsdale County | 479 | 60 | 42 | 556 | 67 | 46 | 612 | 68 | 45 | 621 | 70 | 49 | 607 | 82 | 50 |
| Michigan | Houghton County | 152 | 50 | 44 | 150 | 55 | 46 | 166 | 55 | 46 | 145 | 56 | 44 | 149 | 60 | 50 |
| Michigan | Huron County | 214 | 55 | 42 | 272 | 61 | 45 | 313 | 65 | 50 | 241 | 64 | 50 | 292 | 71 | 51 |
| Michigan | Ingham County | 3946 | 75 | 47 | 4192 | 81 | 49 | 4527 | 83 | 48 | 4627 | 87 | 50 | 4984 | 93 | 52 |
| Michigan | Ionia County | 383 | 66 | 41 | 597 | 72 | 43 | 823 | 77 | 45 | 774 | 82 | 46 | 705 | 87 | 46 |
| Michigan | Iosco County | 209 | 57 | 42 | 296 | 64 | 48 | 391 | 62 | 46 | 397 | 58 | 50 | 366 | 64 | 54 |
| Michigan | Iron County | 26 | 62 | 55 | 18 | 60 | 65 | 26 | 47 | 46 | 36 | 64 | 56 | 37 | 58 | 52 |
| Michigan | Isabella County | 392 | 58 | 37 | 450 | 62 | 38 | 554 | 66 | 41 | 527 | 76 | 43 | 440 | 81 | 47 |
| Michigan | Jackson County | 2366 | 69 | 44 | 2345 | 75 | 45 | 2559 | 77 | 46 | 2531 | 80 | 47 | 2502 | 89 | 51 |
| Michigan | Kalamazoo County | 3721 | 82 | 50 | 4138 | 87 | 50 | 4634 | 91 | 51 | 3986 | 90 | 54 | 3940 | 101 | 57 |
| Michigan | Kalkaska County | 138 | 56 | 51 | 254 | 65 | 44 | 187 | 72 | 44 | 201 | 76 | 48 | 237 | 83 | 48 |
| Michigan | Kent County | 9942 | 82 | 46 | 10274 | 88 | 49 | 11599 | 92 | 48 | 10938 | 96 | 51 | 10708 | 103 | 52 |
| Michigan | Keweenaw County | 12 | 32 | 54 | 7 | 39 | 32 | 18 | 52 | 48 | 9 | 70 | 120 | 11 | 127 | 61 |
| Michigan | Lake County | 71 | 50 | 46 | 97 | 58 | 50 | 122 | 64 | 54 | 95 | 52 | 62 | 101 | 58 | 63 |
| Michigan | Lapeer County | 1579 | 90 | 48 | 1453 | 101 | 52 | 1667 | 113 | 54 | 1592 | 117 | 58 | 1384 | 124 | 59 |
| Michigan | Leelanau County | 227 | 106 | 83 | 269 | 112 | 85 | 298 | 135 | 90 | 368 | 136 | 94 | 321 | 143 | 83 |
| Michigan | Lenawee County | 1562 | 74 | 47 | 1853 | 80 | 49 | 1910 | 86 | 51 | 1657 | 87 | 53 | 1578 | 102 | 56 |
| Michigan | Livingston County | 3666 | 122 | 62 | 4108 | 134 | 64 | 4104 | 144 | 68 | 4092 | 152 | 72 | 4080 | 161 | 73 |
| Michigan | Luce County | 27 | 56 | 37 | 31 | 58 | 38 | 40 | 70 | 38 | 26 | 72 | 46 | 32 | 64 | 39 |
| Michigan | Mackinac County | 45 | 78 | 62 | 73 | 77 | 56 | 85 | 78 | 63 | 93 | 88 | 56 | 79 | 94 | 70 |
| Michigan | Macomb County | 16397 | 97 | 52 | 17880 | 105 | 54 | 19121 | 113 | 55 | 18453 | 119 | 57 | 17568 | 128 | 60 |
| Michigan | Manistee County | 148 | 64 | 56 | 225 | 74 | 51 | 260 | 81 | 54 | 222 | 82 | 57 | 186 | 78 | 48 |
| Michigan | Marquette County | 112 | 55 | 40 | 151 | 61 | 42 | 176 | 73 | 48 | 301 | 70 | 47 | 305 | 78 | 53 |
| Michigan | Mason County | 183 | 57 | 37 | 260 | 62 | 39 | 352 | 66 | 42 | 308 | 68 | 46 | 263 | 74 | 44 |
| Michigan | Mecosta County | 355 | 55 | 45 | 409 | 63 | 46 | 444 | 66 | 44 | 362 | 75 | 52 | 349 | 77 | 50 |
| Michigan | Menominee County | 86 | 60 | 40 | 92 | 50 | 40 | 78 | 52 | 41 | 152 | 53 | 42 | 126 | 62 | 44 |
| Michigan | Midland County | 1528 | 75 | 51 | 1629 | 83 | 53 | 1466 | 85 | 56 | 1527 | 90 | 59 | 1525 | 96 | 60 |
| Michigan | Missaukee County | 121 | 50 | 39 | 143 | 59 | 39 | 129 | 61 | 40 | 136 | 61 | 41 | 126 | 74 | 47 |
| Michigan | Monroe County | 2419 | 83 | 51 | 2711 | 89 | 52 | 2882 | 90 | 52 | 2841 | 101 | 57 | 2602 | 110 | 58 |
| Michigan | Montcalm County | 420 | 61 | 40 | 557 | 69 | 44 | 760 | 75 | 42 | 658 | 76 | 45 | 588 | 85 | 46 |
| Michigan | Montmorency Cou | 99 | 50 | 50 | 119 | 58 | 54 | 183 | 69 | 51 | 135 | 64 | 58 | 125 | 68 | 53 |
| Michigan | Muskegon County | 2483 | 62 | 39 | 2457 | 68 | 40 | 2741 | 71 | 40 | 2532 | 71 | 42 | 2344 | 80 | 44 |
| Michigan | Newaygo County | 350 | 56 | 40 | 445 | 67 | 44 | 682 | 72 | 43 | 595 | 74 | 45 | 522 | 78 | 47 |
| Michigan | Oakland County | 26133 | 122 | 65 | 29318 | 131 | 68 | 29619 | 140 | 70 | 28297 | 144 | 72 | 25812 | 151 | 76 |
| Michigan | Oceana County | 180 | 59 | 42 | 217 | 66 | 44 | 303 | 71 | 44 | 294 | 75 | 50 | 240 | 77 | 45 |
| Michigan | Ogemaw County | 149 | 53 | 50 | 171 | 57 | 46 | 226 | 63 | 50 | 190 | 66 | 52 | 216 | 66 | 50 |
| Michigan | Ontonagon County | 17 | 32 | 34 | 19 | 51 | 43 | 33 | 46 | 32 | 34 | 62 | 50 | 25 | 62 | 45 |
| Michigan | Osceola County | 223 | 53 | 39 | 242 | 58 | 39 | 245 | 61 | 41 | 247 | 66 | 41 | 210 | 66 | 41 |
| Michigan | Oscoda County | 69 | 49 | 60 | 76 | 54 | 47 | 102 | 61 | 47 | 107 | 73 | 49 | 80 | 70 | 70 |
| Michigan | Otsego County | 396 | 68 | 48 | 339 | 70 | 49 | 387 | 80 | 50 | 285 | 87 | 62 | 254 | 92 | 57 |
| Michigan | Ottawa County | 4221 | 86 | 48 | 4749 | 94 | 50 | 4985 | 102 | 51 | 4529 | 104 | 53 | 4489 | 111 | 55 |
| Michigan | Presque Isle Count | 74 | 59 | 44 | 107 | 62 | 47 | 122 | 66 | 55 | 120 | 73 | 58 | 121 | 76 | 48 |
| Michigan | Roscommon Count | 346 | 47 | 52 | 480 | 58 | 57 | 486 | 62 | 57 | 506 | 60 | 61 | 470 | 68 | 62 |
| Michigan | Saginaw County | 2720 | 63 | 43 | 2710 | 71 | 46 | 2750 | 76 | 46 | 2681 | 77 | 48 | 2702 | 83 | 51 |
| Michigan | Sanilac County | 431 | 61 | 39 | 539 | 68 | 42 | 536 | 74 | 47 | 497 | 80 | 46 | 412 | 85 | 49 |
| Michigan | Schoolcraft County | 24 | 54 | 37 | 19 | 69 | 39 | 23 | 60 | 59 | 52 | 60 | 50 | 67 | 70 | 46 |
| Michigan | Shiawassee County | 820 | 67 | 40 | 833 | 75 | 41 | 1046 | 78 | 44 | 868 | 84 | 47 | 971 | 91 | 47 |
| Michigan | St Clair County | 2815 | 82 | 48 | 2889 | 90 | 51 | 3339 | 95 | 51 | 2845 | 100 | 53 | 2564 | 110 | 57 |
| Michigan | St Joseph County | 617 | 60 | 40 | 850 | 64 | 44 | 937 | 69 | 42 | 807 | 70 | 43 | 646 | 78 | 47 |
| Michigan | Tuscola County | 488 | 59 | 42 | 514 | 65 | 40 | 679 | 75 | 42 | 575 | 77 | 46 | 574 | 77 | 44 |
| Michigan | Van Buren County | 1092 | 70 | 47 | 1142 | 75 | 46 | 1168 | 82 | 49 | 1148 | 84 | 52 | 1028 | 96 | 55 |
| Michigan | Washtenaw Count | 5651 | 120 | 64 | 6433 | 131 | 67 | 6784 | 140 | 69 | 6604 | 149 | 74 | 6940 | 156 | 76 |
| Michigan | Wayne County | 25777 | 80 | 47 | 27537 | 90 | 50 | 29066 | 93 | 51 | 29157 | 99 | 54 | 29988 | 107 | 56 |
| Michigan | Wexford County | 269 | 52 | 39 | 328 | 61 | 43 | 336 | 66 | 41 | 414 | 68 | 45 | 377 | 77 | 47 |